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Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Enter the price of the home, your down payment, and details about the home loan to calculate your payment breakdown, schedule, and more.
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Keep in mind that these are just estimates. For the most accurate estimates, be sure to click "Get a FAST Quote Now!" for a no-obligation, customized rate quote and consultation.
Monthly Principal
& Interest
Monthly Extra
Payment
Property
Taxes
Homeowners
Insurance
Private Mortgage
Insurance
HOA
Fees
Total of
All Payments
Loan Year | Principal (A) | Interest (B) | Taxes, Insurances & Fees (C) | Total Monthly Payment (A+B+C) | Loan Balance | Percentage of Loan | |
---|---|---|---|---|---|---|---|
2025 | $ 2,938.39 | $ 9,945.33 | $ 2,875.00 | $ 15,758.72 | $ 237,061.61 | 1.22 % | |
2026 | $ 3,691.21 | $ 11,769.25 | $ 3,450.00 | $ 18,910.46 | $ 233,370.40 | 2.76 % | |
2027 | $ 3,880.06 | $ 11,580.40 | $ 3,450.00 | $ 18,910.46 | $ 229,490.34 | 4.38 % | |
2028 | $ 4,078.57 | $ 11,381.89 | $ 3,450.00 | $ 18,910.46 | $ 225,411.76 | 6.08 % | |
2029 | $ 4,287.24 | $ 11,173.22 | $ 3,450.00 | $ 18,910.46 | $ 221,124.53 | 7.86 % | |
2030 | $ 4,506.58 | $ 10,953.88 | $ 3,450.00 | $ 18,910.46 | $ 216,617.94 | 9.74 % | |
2031 | $ 4,737.15 | $ 10,723.32 | $ 3,450.00 | $ 18,910.46 | $ 211,880.80 | 11.72 % | |
2032 | $ 4,979.51 | $ 10,480.95 | $ 3,450.00 | $ 18,910.46 | $ 206,901.29 | 13.79 % | |
2033 | $ 5,234.27 | $ 10,226.19 | $ 3,450.00 | $ 18,910.46 | $ 201,667.02 | 15.97 % | |
2034 | $ 5,502.06 | $ 9,958.40 | $ 3,450.00 | $ 18,910.46 | $ 196,164.95 | 18.26 % | |
2035 | $ 5,783.56 | $ 9,676.90 | $ 3,450.00 | $ 18,910.46 | $ 190,381.39 | 20.67 % | |
2036 | $ 6,079.46 | $ 9,381.00 | $ 3,450.00 | $ 18,910.46 | $ 184,301.93 | 23.21 % | |
2037 | $ 6,390.50 | $ 9,069.97 | $ 3,450.00 | $ 18,910.46 | $ 177,911.44 | 25.87 % | |
2038 | $ 6,717.45 | $ 8,743.02 | $ 3,450.00 | $ 18,910.46 | $ 171,193.99 | 28.67 % | |
2039 | $ 7,061.12 | $ 8,399.34 | $ 3,450.00 | $ 18,910.46 | $ 164,132.87 | 31.61 % | |
2040 | $ 7,422.38 | $ 8,038.08 | $ 3,450.00 | $ 18,910.46 | $ 156,710.49 | 34.70 % | |
2041 | $ 7,802.13 | $ 7,658.34 | $ 3,450.00 | $ 18,910.46 | $ 148,908.36 | 37.95 % | |
2042 | $ 8,201.30 | $ 7,259.16 | $ 3,450.00 | $ 18,910.46 | $ 140,707.06 | 41.37 % | |
2043 | $ 8,620.89 | $ 6,839.57 | $ 3,450.00 | $ 18,910.46 | $ 132,086.17 | 44.96 % | |
2044 | $ 9,061.95 | $ 6,398.51 | $ 3,450.00 | $ 18,910.46 | $ 123,024.22 | 48.74 % | |
2045 | $ 9,525.58 | $ 5,934.88 | $ 3,450.00 | $ 18,910.46 | $ 113,498.64 | 52.71 % | |
2046 | $ 10,012.93 | $ 5,447.54 | $ 3,450.00 | $ 18,910.46 | $ 103,485.71 | 56.88 % | |
2047 | $ 10,525.21 | $ 4,935.26 | $ 3,450.00 | $ 18,910.46 | $ 92,960.50 | 61.27 % | |
2048 | $ 11,063.70 | $ 4,396.77 | $ 3,450.00 | $ 18,910.46 | $ 81,896.81 | 65.88 % | |
2049 | $ 11,629.74 | $ 3,830.73 | $ 3,450.00 | $ 18,910.46 | $ 70,267.07 | 70.72 % | |
2050 | $ 12,224.74 | $ 3,235.73 | $ 3,450.00 | $ 18,910.46 | $ 58,042.33 | 75.82 % | |
2051 | $ 12,850.18 | $ 2,610.29 | $ 3,450.00 | $ 18,910.46 | $ 45,192.16 | 81.17 % | |
2052 | $ 13,507.62 | $ 1,952.85 | $ 3,450.00 | $ 18,910.46 | $ 31,684.54 | 86.80 % | |
2053 | $ 14,198.69 | $ 1,261.77 | $ 3,450.00 | $ 18,910.46 | $ 17,485.85 | 92.71 % | |
2054 | $ 14,925.12 | $ 535.34 | $ 3,450.00 | $ 18,910.46 | $ 2,560.73 | 98.93 % | |
2055 | $ 2,560.73 | $ 16.02 | $ 575.00 | $ 3,151.74 | $ 0.00 | 100.00 % |
Monthly
12
$1,288
$103,500
$223,813
30y
Bi-weekly
26
$0
$0
$0
30
Monthly (With Extra Payments)
12
$0
$0
$0
0
Bi-weekly (With Extra Payments)
26
$0
$0
$0
30
This calculator is provided for illustrative purposes and any amount calculated is an estimate only. The rates and payments shown do not factor in all your information. Any calculations are only based on information you have provided. Your specific situation may warrant a higher rate and payment based on credit history, income, and many other factors. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs. The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
This calculator is made available to you as an educational tool only and calculations are based on borrower-input information. This is not an advertisement for the above terms, interest rates, or payment amounts. Fairway Independent Mortgage Corporation does not guarantee the applicability of the above terms in regards to your individual circumstances.
Calculations may not take into account certain loan-specific costs, including but not limited to mortgage insurance, mortgage insurance premiums, funding fees, HOA fees, etc.
Copyright © 2025 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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